In this video I'm discussing in an abbreviated version how Debt Validation should be used. There seems to be some misunderstanding that it's a strategy to stop paying your debt. Debt Validation is not an excuse to not pay your debts, it is a legal strategy to use when debt collectors are harassing you or using unfair collection practices to collect on the debt. By law according to the FDCPA debt collectors have to provide legal documentation to prove they can collect on the debt. It is the best leveraging tool to use when fighting debt collectors.