Find out How to Legally Avoid Paying of Debt Collectors!

Download the 1st Half of the Book!

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Learn the Credit Repair Strategies established by the Federal Government to get rid of Debt Collectors for Good!

About the Author - Lorillia B. Phillips - is a Financial Literacy educator and speaker; she has been in the financial services industry for over 10 years. Lorillia has mastered and learned how to use the governmental laws to fight back debt collectors.

Full Chaper List

Part 1. Become Aware Learn your Rights!

Step 1: The First Steps in Rebuilding Credit
Step 2: Your Credit Report Demystified
Step 3: Understanding Important Parts of your Credit Report

Step 4: FDCPA, FCRA, and The 2009 Credit Card Act

PART II Negotiate and Settle Debts

Step 5: Recognizing the different types of Debts
Step 6: Unfair and Harassing Behaviors by Collection Agencies

Step 7: What is Debt Validation

Step 8: Should I settle my Debts? Debt Settlement

Step 9: Understanding Statue of Limitations

Step 10: Bankruptcy is it necessary

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Learn How to Legally Get Rid of Debt Collectors!